List of Small Finance Banks and Payments Banks in India

The Small Finance Bank List comprises a compilation of banks that have been categorized as Small Finance Banks (SFBs). These banks are a specialized category of financial institutions established to provide banking services to unserved and underserved sections of the population, particularly in rural and remote areas. The Small Finance Bank list includes banks that have obtained the necessary regulatory approvals to operate as SFBs. These banks focus on financial inclusion, offering services such as microfinance, small loans, savings accounts, and other banking facilities tailored to the needs of individuals and businesses in marginalized areas.

Small Finance Banks (SFBs) in India are specialized banks authorized by the Reserve Bank of India (RBI) to cater to the banking needs of unserved and underserved segments of the population, such as small farmers, micro-enterprises, and low-income households. SFBs are permitted to accept deposits, extend loans, and provide various banking services. However, they are not authorized to undertake extensive corporate lending or investment banking operations. The primary objective of SFBs is to promote financial inclusion and facilitate access to basic banking services for individuals and entities who have limited or no access to traditional banking institutions. Small finance bank list in India is given below

Small Finance Bank List

Bank Name	Headquarter	Founded	Loan	Symbol
AU Small Finance Bank Ltd	Jaipur	1996	AU Small Housing Loan Business Loans Auto Loans	AUBANK
Equitas Small Finance Bank	Chennai	2016	Small Business Loans (incl. Housing Finance): 7,971.14 crores Vehicle Finance: 4,530.11 crores Micro Finance: 3,235.73 crores MSE Finance: 1,179.67 crores NBFC Finance: 782.66 crores Others: 225.25 crores	EQUITASBNK
Fincare Small Finance Bank	Bengaluru	2017	Gold loan	fincare
Utkarsh Small Finance Bank	Varanasi	2017	Microbanking Group Loans in its portfolio Microbanking Personal Loans Consumer loans Personal Loans Commercial Loans Loans for commercial vehicles and construction machinery Loans secured by real estate Overdraft loans Loans from wholesale banking Mortgage Loans	USFBL
ESAF Small Finance Bank	Kerala	1995	ESAF Retail Loan ESAF MSME Loan ESAF Agricultural loans	ESAF
Jana Small Finance Bank	Bengaluru	2000	Saghamithra Urban Programme (SUP) Sanghamitra Rural Financial Services (SRFS) Rural NGOs	JSFB
Capital Small Finance Bank Limited	Jalandhar	2000	Borrowers in the agricultural, MSME, and retail sectors Kisan Credit Card Scheme Loan for small businesses	CapitalBank
Suryoday Small Finance Bank	Mumbai	2008	Loans to joint liability groups (JLGs) Loans for affordable housing Secured business loans (SBL) Loans for microbusinesses (T-Nagar)	Suryoday Bank
Ujjivan Small Finance Bank	Bengaluru	2017	Individual loans Savings/deposit products Two-wheeler loans Insurance Payment solutions Remittances Rural Banking Digital Project	USFB
North East Small Finance Bank	Assam	2016	Personal loans for salaried individuals Loans for pig farms Loans for skill development Cash credit facilities Loans against rent	nesfb

List of Payments Banks

S.No.	Bank Name	Established and Commencement Date	Headquarter	State
1	Airtel Payments Bank Ltd.	11-04-16 23-11-16	New Delhi	Delhi
2	Paytm Payments Bank Ltd.	03-01-17 23-05-17	New Delhi	Delhi
3	India Post Payments Bank Ltd.	20-01-17 30-01-17	New Delhi	Delhi
4	Jio Payments Bank Ltd.	27-01-17 03-04-18	Mumbai	Maharashtra
5	FINO Payments Bank Ltd.	30-03-17 30-06-17	Navi Mumbai	Maharashtra
6	NSDL Payments Bank Ltd.	30-03-17 29-10-18	Mumbai	Maharashtra
7	AdityaBirla Idea Payments Bank Ltd.	03-04-17 22-02-18	Mumbai	Maharashtra

Read :

Home Loan Interest Rates List of All Banks 2023 and Calculator

List of Central Bank of India Unclaimed Deposits 2023