The RBI Unclaimed Deposits List comprises funds held in banks and financial institutions that have remained untouched by their rightful owners for a certain period. These deposits can be in the form of savings accounts, fixed deposits, or other financial instruments.
The Reserve Bank of India (RBI) maintains this list to ensure the protection of depositor rights and facilitate the return of these unclaimed funds to the beneficiaries. It’s an important step towards promoting transparency and accountability in the financial sector. Individuals are advised to periodically check the list to claim their funds and avoid losing track of their investments.
RBI Unclaimed Deposits List Overview
| Bank Name | Reserve Bank of India |
|---|---|
| Article | RBI Unclaimed Deposits List |
| Purpose | Promoting financial literacy and awareness among depositors |
| Benefit | Unclaimed deposits will be put to productive use |
| Total Amount Transferred to RBI | ₹35,012 |
| RBI Unclaimed Deposits list PDF | Download PDF |
| Unclaimed Deposits List of BOB Link | Bank of Baroda Unclaimed Deposits and Inoperative Accounts List |
| For State Bank of India Unclaimed Deposits | SBI Unclaimed Deposits List 2023 and Unclaimed Deposits Form |
| List of Unclaimed Deposits of Bank of India Link | List of Bank of India Unclaimed Deposits and Claiming Amount Form |
| Unclaimed Deposits of Central Bank of India Link | List of Central Bank of India Unclaimed Deposits 2023 |
| Unclaimed Deposits of Bank of Maharashtra Link | Bank of Maharashtra Unclaimed Deposits List and Deposit Claim Form |
| PNB Unclaimed Deposits Link | PNB Unclaimed Deposits List and Claiming Amount Form |
| Official Website | https://www.rbi.org.in |
List of RBI Unclaimed Deposits How to Check
To determine whether you possess unclaimed deposits within a bank, your initial step is to verify your name in the RBI unclaimed deposits list through the respective bank’s website or the RBI centralized web portal. Unclaimed deposit account holders are required to furnish their account particulars, documentation, and KYC details to their bank’s home branch. A comprehensive guideline for the retrieval of unclaimed deposit accounts is provided below.
Step 1 : Visit official Website of Reserve Bank of India https://www.rbi.org.in or concerned bank and then go to customer care section and then to inoperative accounts link.
Step 2 : Next, verify the account holder’s name and address within the RBI’s list of unclaimed deposits. Input your name, address, and the text verification captcha, then proceed by clicking the submit button.
Step 3 : Visit concerned bank home branch in which your have account and submit the “Claim Form” after filling all required field with your signature. You have to show passbook, deposit receipts, recent photographs and valid identity proof and all relevant original documents.
Step 4 : The respective home branch of your bank will initiate the application process for the payment of unclaimed deposits. Once the necessary due diligence and KYC compliance are completed, the amount will be disbursed.
Step 5: In case the account holder has passed away and no registered nominee is available (or the registered nominee has also passed away), it is necessary to adhere to the relevant succession laws. You will be required to provide documents that establish your relationship with the account holder. For smaller amounts, an heirship certificate will be necessary, while larger amounts may require a succession certificate or a letter of administration. Additionally, testamentary documents and a no-objection certificate from all family members may also be required to complete the process.
RBI Unclaimed Deposits with Scheduled Commercial Banks
| Bank Group / Bank | Current Account | No. of Accounts Outstanding | Savings Account | No. of Accounts Outstanding | Fixed Deposits |
|---|---|---|---|---|---|
| PUBLIC SECTOR BANKS | A. State Bank of India and its Associates | State Bank of India State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of Indore State Bank of Mysore State Bank of Patiala State Bank of Saurashtra State Bank of Travancore | 242416 168916 9748 20785 5663 15434 6879 1518 13473 | 2170850 1655581 68894 93270 73812 177939 45919 17167 38268 | 161290 92258 5854 19208 14245 15909 0 552 13264 |
| B. Nationalised Banks | Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank Punjab & Sind Bank Syndicate Bank Union Bank of India United Bank of India UCO Bank Vijaya Bank Total of Public Sector Banks | 386503 2191 25931 17825 22927 6112 | 6885715 46192 249159 377863 225158 191380 | 493283 6854 15678 45789 11151 2023 | |
| Total | 9058 | 10072 |
Unclaimed Deposits Transferred to RBI
Download pdf list of unclaimed deposits with scheduled public sector banks, nationalised banks and foreign banks from below link.
https://www.rbi.org.in/upload/Publications/PDFs/50623.pdf
Read :
SBI Unclaimed Deposits List 2023 and Unclaimed Deposits Form
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